The Forgivable Loan Program (FLP) is a loan program whereby qualifying IRPJ students receive a loan to pay for part or all of their tuition and fees for the academic year that equals 90% of funds that students solicit from donors to pay for their tuition. The entire loan will be forgiven at the end of the academic year, if the following conditions are met.

  • The student has satisfactorily completed his/her courses for the entire Certificate in Religion, Peace and Justice;

  • The student has not been dismissed for disciplinary reasons;

  • The student’s account above the loan amount is paid in full.

To qualify for the program, students must demonstrate financial need. The FLP Committee, under the St. Stephen’s Association for Christian Education (SSACE), will determine the amount of the interest-free, potentially forgiven, loan to be awarded after having regard to the actual cost of tuition for the Certificate of Religion, Peace and Justice and the level of financial need.


Donations to the program may be made by anyone with the exception of immediate family members such as parents, grandparents, siblings and the student’s spouse (this is to provide a safeguard against any potential tax problems for donors in the future). All gifts to the fund by Canadian donors are receipted for income tax purposes. 90% of all gifts designated for the FLP support the program, while 10% is set aside to cover the cost of administering the program.


Decisions with respect to the allocation of loans are completely at the discretion of the Association and its Board.

Still have questions? Feel free to contact our Financial Aid Officer, Kathy Hull (, or the IRPJ Director, Andrew Klager (  

To take advantage of the Forgivable Loan Program, students should

Those who wish to make a donation to the Forgivable Loan Program on behalf of a specific student, should


To be a teaching, research, and resource institute of St. Stephen’s University that provides students, scholars, practitioners, and any thoughtful person with a robust education and experience that integrates attentiveness to one's inner transformation, peace theology and social justice, an understanding of the role of religion in peace and violence, and practical peacemaking as a vocation and way of life.

© 2019 IRPJ. All rights reserved.

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